Financing
Get Bus FinancingWithout the Runaround
Financing for school buses, shuttles and fleet - today.
- No Money Down
- 24 to 84 Month Terms
How It Works
Whether you're starting a new route or expanding an established fleet, we're here to help you navigate the costs. Finance your bus up to $500,000.
Tell us about your bus needs
Start by providing some initial information about the vehicle you’re interested in.
Fill out the application
Work directly with our trusted lending partner. They specialize in commercial fleet financing and will secure the best rates.
Finalize & Schedule delivery
Review your custom terms, sign the paperwork, and get your new bus on the road
Bus Financing Options
A lease-to-own arrangement lets you use the bus immediately while making payments. At the end of the lease term, you purchase the bus for just $1. This option is ideal for operators who want lower upfront costs with the certainty of eventual ownership.
Choose conventional financing if you're looking for a straightforward loan with predictable monthly payments and standard terms. It remains the gold standard for fleet owners who want to build equity in their vehicles while maintaining a clear path to ownership.
A Terminal Rental Adjustment Clause lease offers flexible end-of-term options. You can return the vehicle, purchase it at fair market value, or extend the lease. Great for businesses that want flexibility in their fleet management strategy.
Specialized programs designed for municipalities, schools, churches, and non-profit organizations. These often feature tax-exempt rates and extended terms tailored to public and community-focused budgets.
Already own a bus? Refinance at better terms or cash out your equity to fund fleet expansion, repairs, or other business needs. Unlock the value you've already built in your current vehicles.
New to the transportation industry? We offer programs specifically for startups and newer businesses. Even with limited business history, we can often find financing solutions to get you on the road.
Get approved in minutes
We've removed the hurdles from bus financing to help you focus on your business. Provide a few quick details and get an instant decision.
Get Pre-ApprovedFrequently Asked Questions
Yes, we finance both new and used buses. Whether you're looking at a pre-owned school bus, shuttle, or commercial vehicle, our lending partners can structure a financing plan that works for your budget and business needs.
Most applications receive a decision within minutes. Once approved, we work quickly to finalize the paperwork so you can get your bus on the road as fast as possible.
We work with a wide range of credit profiles. While a higher score may unlock better rates, we have programs for all credit situations. Apply today to see what you qualify for.
Down payment requirements vary depending on the financing program and your credit profile. Some programs offer zero-down options, while others may require a modest down payment.
Yes! We have specific programs designed for startups and newer businesses. Even without extensive business history, our lending partners can often find solutions to help you get started.
Typically you'll need basic business information (EIN, business name, address), owner details, and estimated revenue figures. The specific requirements depend on the financing program selected.
It depends on your business goals. Financing builds equity and leads to ownership, while leasing offers lower payments and flexibility. Our experts can help you determine the best approach for your fleet size and budget.
Yes, we offer specialized financing programs for municipalities, schools, churches, and non-profit organizations with competitive tax-exempt rates and extended terms.